Car
Having the right auto insurance policy can you help get you back on the road quickly if your car is damaged or destroyed by an event covered by your insurance policy. Your policy can also provide you protection if any medical or legal expenses arise from injury, loss of life, or property damage resulting from an accident involving your vehicle.
Finding a policy that fits your needs.
At PrimePro, we understand that each client is unique and we work to find the coverage and rates to fit your needs and help avoid paying for unnecessary coverage.
Since Mandatory Auto Insurance requirements vary on state-by-state basis, you may be required to carry the following policies:
- Liability – coverage for losses you cause to others property, and bodily harm.
- Personal Injury Protection – coverage for you and your passenger’s medical and other related expenses for injuries resulting from a car accident, regardless of who is at fault.
- Both Liability and Personal Injury Protection coverage.
Sometimes the decision comes down to Collision Insurance vs. Comprehensive Insurance.
- Collision – covers any damage caused to your vehicle in an accident, paying for repairs up to its fair market value. Collision coverage comes with a deductible to be paid upfront before insurance kicks in, but the higher the deductible you are willing to pay, the less the coverage will cost!
- Comprehensive – covers damage to your vehicle for non-collision damage, including: theft; vandalization; flood; hurricane; windshield damage, and; fire. This option can be especially important if your vehicle is financed.
Motorcycle
Whether a motorcycle is your main, or secondary vehicle, PrimePro’s extensive network of insurance companies allows us to help you save money, especially by having more than one policy with us. Not only can we calculate how much money you can save, we are experts in finding you every discount on your premiums possible.
Motorcycle Insurance can include any and all of the following:
- Custom Parts and Equipment
- Roadside Assistance
- Liability Coverage
- Medical Coverage
- Uninsured/Underinsured Motorist Coverage
Contact us and let us custom-tailor your policy to get you the right coverage at a great price!
RV
RV insurance can offer protection of your motorhome, travel trailer, camper and even horse trailer. If you spend a lot of time traveling in your RV, or are planning for an upcoming trip, request a quote so PrimePro can help you select the right coverage and get a great price all at the same time.
RV coverage can be as minimal or extensive as your needs require and offers a broad spectrum of coverage, including:
Liability coverage to cover bodily injury and property damage, as well as medical payments, uninsured coverage and more.
Determining whether you require Comprehensive Coverage for those unforeseen events like fires and floods or Collision Coverage for accidents and bodily injuries.
Vacation Liability for when you arrive at your destination and your vehicle becomes your temporary home.
Personal Effect Coverage to cover replacement costs for damage or loss of items normally used with and inside your RV.
Roadside Assistance to cover you 24/7 if your RV ever breaks down or is involved in an accident.
ATV
PrimePro can find you great rates and coverage on all of your off-road vehicles including: ATVs; Dirt bikes; Dune buggies; Golf carts; Snowmobiles, and any other motorsports insurance
Every specialty vehicle has a unique policy and PrimePro can help you sort out what coverage your motorsport needs require. These include:
Collision coverage to pay for covered damage to your vehicle when there is a collision with an object or another vehicle.
Property damage liability coverage to insure you against certain types of damage caused to another person’s property while you are operating your vehicle.
Bodily injury liability coverage to insure against certain types of damage caused to another person, which can also provide a legal defense if there is ever a lawsuit filed against you.
Comprehensive physical damage coverage to cover incidents other than a collision – like fire, flood, theft or vandalism.
Commercial
Commercial auto insurance can cover any combination of vehicle types and drivers associated with your business. A commercial auto policy provides for bodily injury liability and property damage coverage to anyone operating a company vehicle, as well as medical payments for the drivers and passengers.
If you are renting cars or your employee uses their own vehicle, PrimePro can find you the particular coverage for the liabilities associated with rented or non-owned vehicles.
Every business is unique, contact PrimePro to make sure your vehicles, and even the goods contained inside, are properly covered.